I just wanted to say thank you to everyone who has given me ideas or offered to help me. It has been a big relief to hear what options I have.
We will have to see how things work out while I am on my maternity leave and then if we aren't making enough to pay for everything then I will have to work something out. Matt does make good money, and his job is great he loves being a helicopter instructor! We just have a lot of bills and they are all bills that we can't get out of, mainly student loans.
I know that Heavenly Father has a plan for us, and I know that when we pay tithing that things will work out!